About
About Aon Middle East
Aon plc is the world's second-largest insurance broker, operating from the Dubai International Financial Centre (DIFC) since 2008. Regulated by the DFSA under licence F000784, Aon Middle East delivers risk, retirement, and health solutions across the Gulf region.
- Global presence in 120+ countries with 50,000+ professionals
- DIFC-regulated broker with deep expertise in commercial and specialty lines
- Industry-leading data analytics platform for risk quantification
- Part of Aon plc (NYSE: AON), a $12B+ global professional services firm
Real Estate & Construction Services
- Property portfolio placement and valuation advisory
- Construction All Risks (CAR) and Delay in Start-Up (DSU) coverage
- Directors & Officers (D&O) liability for real estate companies
- Environmental liability and pollution coverage
- Catastrophe modelling and natural disaster risk assessment
Sources
Property Insurance Services in Dubai
Aon Middle East operates a dedicated Risk Solutions practice from its DIFC office that serves the construction and real estate sector through enterprise-grade brokerage. Verified offerings on aon.com/middle-east include Property & Business Interruption Insurance, Construction risk solutions, a Real Estate sector practice, Casualty Insurance, Professional Liability (Errors & Omissions), and Directors' & Officers' Liability. As the world's second-largest insurance broker, Aon places these covers with global and regional underwriters rather than selling retail homeowner policies directly — its UAE business is structured around large corporate, developer and institutional clients.
Coverage Types Available
- Property & Business Interruption: Damage to commercial buildings, plant and stock plus consequential loss of income for owners and occupiers.
- Construction (Real Estate Sector practice): Risk solutions for live development projects, with Aon's regional whitepaper covering Contractors All Risks (CAR) and Erection All Risks (EAR) market practice in the Middle East.
- Real Estate practice: Programmes for commercial and residential portfolios, real estate funds, and developer balance sheets placed via Aon's global broking network.
- Casualty / Liability: Third-party bodily injury and property damage cover for property owners, managing agents and operators.
- Professional Indemnity (E&O): Errors and omissions cover that can be structured for property-services professionals and consultants.
- Directors' & Officers': Personal liability protection for boards of real estate companies, REITs and developer entities.
Best For
Aon Middle East is best suited to enterprise-scale buyers: master developers, REITs and institutional landlords, free-zone authorities, contractors on major builds, and DIFC-based real estate funds that need a globally networked broker for complex placements, claims advocacy and risk-engineering. Individual homeowners, single-villa landlords or small RERA-registered brokerages will typically be better served by Aon's retail-focused competitors — Aon UAE does not publicly market a consumer home, contents or single-unit landlord product. Enquiries from corporate clients should be routed through the DIFC office on +971 4 389 6300 or [email protected].
UAE Regulatory Status
Aon Middle East operates under DFSA licence F000784 from the Dubai International Financial Centre (DIFC), authorised since 2008. The DIFC entity (Aon (DIFC) Gulf Ltd) sits alongside Aon's onshore UAE Central Bank-licensed broker, Aon Middle East LLC, giving the firm regulated access to both the DIFC wholesale market and the federal UAE insurance market.
Source: Aon Middle East official site. Coverage subject to underwriting and policy terms.
Services Offered
Key services Aon Middle East provides for insurance brokers clients in Dubai:
Why Choose Aon Middle East
- Global insurance broker and risk advisor — Aon arranges and places cover from multiple insurers rather than underwriting its own policies.
- Dedicated construction and real estate practice covering commercial property, development projects, and real estate investment portfolios.
- DFSA-authorised DIFC entity (AON (DIFC) Gulf Ltd) operating from the Dubai International Financial Centre.
- One of the world's largest brokers, operating across 120+ countries with around 60,000 colleagues, giving access to international and reinsurance markets.
- Data-driven risk analytics to help property owners and developers structure cover and manage total cost of risk.
How Aon Middle East Works
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1
Risk assessment
Aon reviews the client's property, project or business exposures and identifies the risks to be insured.
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2
Market broking
Using its broker status, Aon approaches multiple insurers and reinsurers to source competitive terms.
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3
Programme placement
Cover is structured and placed with the chosen carriers, tailored to the property or risk programme.
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4
Ongoing service and claims advocacy
Aon manages renewals, risk analytics, and supports the client through the claims process.
Business Profile
Hours and pricing may change — confirm directly with the business before engaging.
Licenses & Certifications
Licenses and certifications are subject to renewal. Verify current status with the issuing authority before engagement.
Frequently Asked Questions
Is Aon an insurer or an insurance broker in Dubai?
Aon is an insurance broker and risk advisor. It does not underwrite its own policies; it arranges and places cover on your behalf from multiple insurers and reinsurers.
Does Aon arrange commercial property insurance for real estate in Dubai?
Yes. Aon has a construction and real estate practice that places property insurance for commercial and residential portfolios, construction projects, and real estate investment funds.
Who regulates Aon in the UAE?
Aon's DIFC entity, AON (DIFC) Gulf Ltd, is authorised by the Dubai Financial Services Authority (DFSA), and Aon also operates as a Central Bank of the UAE registered insurance broker. Always verify current authorisation on the relevant register before engaging.
What lines of insurance does Aon arrange?
Aon covers commercial property, construction and engineering, liability, and reinsurance under Risk Capital, plus health and employee benefits, pensions, and talent advisory under Human Capital.
Does Aon operate beyond Dubai?
Yes. Aon is a global broker operating in 120+ countries, with a long-established Middle East presence and a regional headquarters in the DIFC, giving clients access to international and reinsurance markets.
How do I get a quote from Aon?
Cover is arranged on a quote-on-request basis. Aon assesses your risk, brokes the market across multiple insurers, and presents tailored terms.
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Disclaimer: This listing is compiled from publicly available information for informational purposes only. Real Estate Club Dubai does not endorse, recommend, or guarantee the services of any listed business. We encourage you to conduct your own due diligence before engaging any service provider.
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