Hom-Ease
Mortgage Brokers
Business Bay, Dubai
About
Services Offered
Key services Hom-Ease provides for mortgage brokers clients in Dubai:
Areas of Dubai Covered
Hom-Ease serves the following areas across Dubai:
Why Choose Hom-Ease
- Maintains a stated service presence in both Business Bay, Dubai and Sharjah, rather than a single Dubai office.
- Its published process names a specific 60-day pre-approval validity window, more concrete than most competitors' generic "fast approval" claims.
- Runs a named referral incentive, stated as AED 500 per completed mortgage referral.
- Client-facing contact on the site is a single named advisor (Meenakshi) rather than a call-centre or unnamed team.
How Hom-Ease Works
-
1
Pre-approval
Your financial profile is assessed and matched to suitable lenders; the pre-approval is stated to remain valid for 60 days.
-
2
Property valuation
The bank instructs a valuation once a property is under offer.
-
3
Formal offer
The bank issues a final offer letter following underwriting review.
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4
Disbursal
The mortgage is finalised and funds disbursed to complete the transfer.
Business Profile
Hours and pricing may change — confirm directly with the business before engaging.
Frequently Asked Questions
How long is a Hom-Ease mortgage pre-approval valid?
Its own site states pre-approvals remain valid for 60 days.
Does Hom-Ease work with non-resident buyers?
Yes. Non-resident and expat mortgage solutions are a stated specialisation.
Is Hom-Ease licensed?
The company does not publish a licence number or naming regulator on its site. Ask which authority it is registered with.
What are the loan-to-value limits for a Dubai mortgage?
As general regulatory guidance rather than any one broker's offer: CBUAE mortgage regulations allow UAE nationals a higher loan-to-value ratio, meaning a smaller down payment, than expatriate residents. Non-residents face the most conservative limits, and properties valued above AED 5 million attract tighter ratios again. Your actual ratio depends on the lender, your residency status and the property. A pre-approval will confirm it.
What is the Debt Burden Ratio and why does it matter?
The Debt Burden Ratio is the share of your gross monthly income consumed by all debt repayments together, including the mortgage, personal loans and credit cards. Under CBUAE-aligned lending practice it is generally capped around 50 percent. It is assessed at pre-approval and applies regardless of which broker you use, so a broker cannot raise it for you.
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Contact Information
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Explore Area
Business Bay
Rental Yield
7–9%
Avg Price/sqft
AED 1,400–2,500
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