YOUAE Mortgages
Mortgage Brokers
Dubai
About
Services Offered
Key services YOUAE Mortgages provides for mortgage brokers clients in Dubai:
Areas of Dubai Covered
YOUAE Mortgages serves the following areas across Dubai:
Why Choose YOUAE Mortgages
- Covers Dubai and Abu Dhabi rather than Dubai alone.
- Offers less common products such as rent-only and offset mortgages alongside standard resident and non-resident loans.
- Founder-led advisory with a named principal.
- Islamic home finance included alongside conventional products.
How YOUAE Mortgages Works
-
1
Pre-approval
Financial assessment and matching to a suitable lender for indicative pre-approval.
-
2
Property valuation
The bank appoints a valuer once a property is selected.
-
3
Formal offer
The bank issues a final offer letter after underwriting review.
-
4
Disbursal
Funds are released to complete the transfer or refinance.
Business Profile
Hours and pricing may change — confirm directly with the business before engaging.
Frequently Asked Questions
Does YOUAE Mortgages cover Abu Dhabi as well as Dubai?
Yes. Its site states coverage across Dubai, Abu Dhabi and the wider UAE.
What is an offset mortgage?
An offset mortgage links a deposit account to the loan, so the balance held reduces the interest charged. It suits borrowers holding significant cash they do not want to lock into the property.
Is YOUAE licensed?
The company does not publish a licence number or naming regulator on its site. Ask which authority it is registered with.
What are the loan-to-value limits for a Dubai mortgage?
As general regulatory guidance rather than any one broker's offer: CBUAE mortgage regulations allow UAE nationals a higher loan-to-value ratio, meaning a smaller down payment, than expatriate residents. Non-residents face the most conservative limits, and properties valued above AED 5 million attract tighter ratios again. Your actual ratio depends on the lender, your residency status and the property. A pre-approval will confirm it.
What is the Debt Burden Ratio and why does it matter?
The Debt Burden Ratio is the share of your gross monthly income consumed by all debt repayments together, including the mortgage, personal loans and credit cards. Under CBUAE-aligned lending practice it is generally capped around 50 percent. It is assessed at pre-approval and applies regardless of which broker you use, so a broker cannot raise it for you.
Is This Your Business?
Claim this listing to manage your info and get featured with priority placement.
Disclaimer: This listing is compiled from publicly available information for informational purposes only. Real Estate Club Dubai does not endorse, recommend, or guarantee the services of any listed business. We encourage you to conduct your own due diligence before engaging any service provider.
If you represent this business and would like to update or remove this listing, please contact us.
Want an introduction to YOUAE Mortgages?
We'll connect you directly — and suggest 1-2 vetted alternatives so you can compare. Free, no commitment.
Contact Information
Connect with YOUAE Mortgages
Request a quote or introduction — we'll facilitate the connection and suggest vetted alternatives.
Thank You!
We'll get back to you within 24 hours.
Free Tools
Handover Radar
Buying or settling at a Dubai handover? Per-building guides on your final payment, mortgage & costs.
Browse buildingsRelated Guides
Dubai Just Removed the AED 750,000 Property Visa Minimum (April 2026): What Actually Changed
Snagging Inspection Dubai: Complete Checklist Before Accepting Your Property (2026)
Dubai Property Listing Platforms Compared 2026: Property Finder, Bayut, DXBinteract
Pillar Guides
Considering YOUAE Mortgages?
Compare options or get connected with a vetted provider.