Lulu Exchange
Info CheckedCurrency Exchange & Money Transfer
Business Bay, Dubai
About
Lulu Exchange is part of the Lulu Group International, one of the largest retail and trading conglomerates in the Middle East. Licensed by the CBUAE, Lulu Exchange operates a growing network of branches across the UAE, many co-located with Lulu Hypermarkets for maximum convenience. The company leverages the Lulu Group's massive infrastructure and customer base to offer competitive exchange rates and reliable remittance services to millions of UAE residents.
Key Services
Lulu Exchange offers foreign currency exchange, international money transfers to 30+ countries, WPS payroll processing, utility bill payments, and prepaid forex cards. The company's digital platform, Lulu Money, enables customers to send money from their smartphones with real-time rate tracking and instant confirmations. Their remittance network is particularly strong for India, Philippines, Pakistan, Egypt, and Bangladesh corridors. Corporate clients benefit from bulk payroll solutions and competitive rates for regular business transfers.
Why Choose Lulu Exchange
Lulu Exchange combines the convenience of hypermarket locations with the financial backing of a multi-billion-dollar conglomerate. Their rates are consistently competitive, especially for popular remittance corridors, and the Lulu Money app provides a seamless digital experience. For property investors, the Business Bay headquarters offers dedicated service for high-value transactions, while the extensive branch network means you're never far from a Lulu Exchange counter for urgent currency needs.
Services Offered
Key services Lulu Exchange provides for currency exchange & money transfer clients in Dubai:
Why Choose Lulu Exchange
- Part of Abu Dhabi-based LuLu Financial Holdings, a global financial services group founded in 2008.
- 140+ branches across the UAE, plus the LuLu Money app and online channels.
- Licensed and regulated by the Central Bank of the UAE (CBUAE) for currency exchange, wage payments and remittances.
- Money transfers to 140+ countries through a large global payout network.
- LuLu Financial Group is an ISO 9001:2015 certified enterprise.
- Indicative money-transfer rates published on the website for transparency.
How Lulu Exchange Works
-
1
Choose your channel
Visit a LuLu Exchange branch, or use the LuLu Money app or website to start a transfer or currency purchase.
-
2
Provide details and verify ID
Submit the beneficiary or transaction details and complete identity verification as required under UAE regulations.
-
3
Confirm rate and pay
Review the applicable exchange rate and any fees, then fund the transaction.
-
4
Receive confirmation
Get a receipt and reference number, and track the transfer or collect currency once processed.
Business Profile
Hours and pricing may change — confirm directly with the business before engaging.
Licenses & Certifications
Licenses and certifications are subject to renewal. Verify current status with the issuing authority before engagement.
Frequently Asked Questions
Can I use LuLu Exchange to transfer money from abroad to buy property in Dubai?
LuLu Exchange handles both inward and outward remittances and foreign exchange. For large property-purchase transfers into a developer or escrow account, contact a branch or the corporate team to confirm the documentation and process required.
Is LuLu Exchange regulated in the UAE?
Yes. LuLu International Exchange LLC is licensed and regulated by the Central Bank of the UAE (CBUAE).
What is the difference between LuLu Exchange and LuLu Money?
LuLu Exchange is the physical branch network and LuLu Money is its mobile app for sending money internationally. Both are part of LuLu Financial Holdings.
When did LuLu Exchange start operating?
LuLu Financial Holdings was established in 2008, and LuLu Exchange opened its first UAE branch in Abu Dhabi in September 2009.
How many branches does LuLu Exchange have in the UAE?
LuLu Exchange operates more than 140 customer engagement centres across the UAE, alongside the LuLu Money app and online platform.
Should I send money at a branch or through the app?
Both are available. Branches suit cash transactions and in-person assistance, while the LuLu Money app lets you send transfers and check indicative rates remotely.
Which countries can I send money to?
LuLu Exchange and LuLu Money support international money transfers to 140+ countries.
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Explore Area
Business Bay
Rental Yield
7–9%
Avg Price/sqft
AED 1,400–2,500
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