Takaful Emarat Insurance
Info CheckedInsurance Brokers
Trade Centre, Dubai
About
Takaful Emarat is a leading Sharia-compliant insurance provider in the UAE, established in 2007 and listed on the Dubai Financial Market. Regulated by the UAE Central Bank and supervised by a dedicated Sharia Board, Takaful Emarat provides Islamic (Takaful) insurance solutions to individuals and corporates. The company operates on the Wakala-Mudharabah model, ensuring full compliance with Islamic finance principles.
Insurance Products
Takaful Emarat offers a range of Takaful products including family (life) Takaful, health Takaful, property Takaful, and motor Takaful. Their property Takaful covers fire and allied perils, householders' protection, and commercial property cover — all structured under Islamic principles. Health insurance plans are DHA-approved and cover individuals, families, and corporate groups. Their family Takaful plans include savings and investment elements alongside life cover.
Key Differentiators
As a pure-play Takaful provider, Takaful Emarat appeals to the significant segment of Dubai's population seeking Sharia-compliant financial products. Their DFM listing provides transparency and regulatory oversight. The company has invested heavily in digital platforms, offering online policy purchases, renewals, and claims submissions. They also provide a network of 600+ healthcare providers for their medical Takaful products.
Coverage Areas
Takaful Emarat serves all UAE emirates with offices in Dubai and Ajman. Their healthcare network includes major hospital groups across Dubai including Mediclinic, NMC, and Aster facilities.
Services Offered
Key services Takaful Emarat Insurance provides for insurance brokers clients in Dubai:
Why Choose Takaful Emarat Insurance
- Sharia-compliant takaful — products underwritten under the oversight of a dedicated Sharia Supervisory Board.
- UAE-listed operator — Takaful Emarat Insurance PSC is publicly listed on the Dubai Financial Market.
- Operating since 2008 as a specialist life and health takaful provider.
- Extensive medical network — access to 5,000+ healthcare providers across Dubai, Abu Dhabi and the Northern Emirates.
- Individual and corporate solutions spanning health, family takaful (life) and savings plans.
How Takaful Emarat Insurance Works
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1
Request a quote
Share your cover requirements — individual, family or corporate health, life or savings — to receive a takaful quotation.
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2
Plan selection
Choose a Sharia-compliant plan and confirm the coverage level, network and contribution that suit your needs.
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3
Underwriting and issuance
Takaful Emarat underwrites and issues the policy as the takaful operator, in line with Sharia and CBUAE requirements.
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4
Claims and servicing
Use the medical provider network and policy servicing for treatment, claims and renewals.
Business Profile
Hours and pricing may change — confirm directly with the business before engaging.
Licenses & Certifications
Licenses and certifications are subject to renewal. Verify current status with the issuing authority before engagement.
Frequently Asked Questions
Does Takaful Emarat offer home insurance in Dubai?
No. Takaful Emarat specialises in health/medical, family takaful (life) and savings products and does not market home, property or general insurance. For home, building or contents cover, see other providers in this directory.
What is takaful and how does it differ from conventional insurance?
Takaful is a Sharia-compliant form of cover based on mutual contribution and risk-sharing among participants, operated under the supervision of a Sharia Supervisory Board, rather than conventional risk transfer.
What does Takaful Emarat cover?
It provides individual, family and corporate medical/health takaful, family takaful (life cover including fixed and decreasing term), group life, savings and protection plans, and domestic worker insurance.
Is Takaful Emarat Sharia-compliant?
Yes. Takaful Emarat operates as a takaful provider with a dedicated Sharia Supervisory Board overseeing its products and operations.
Who regulates Takaful Emarat?
As a UAE insurer it is regulated by the Central Bank of the UAE (CBUAE), which oversees the insurance sector. Takaful Emarat Insurance PSC is also publicly listed on the Dubai Financial Market.
When was Takaful Emarat established?
Takaful Emarat has provided medical, life and savings solutions in the UAE since 2008.
How large is the medical provider network?
Members have access to 5,000+ healthcare providers across Dubai, Abu Dhabi and the Northern Emirates.
Location
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Disclaimer: This listing is compiled from publicly available information for informational purposes only. Real Estate Club Dubai does not endorse, recommend, or guarantee the services of any listed business. We encourage you to conduct your own due diligence before engaging any service provider.
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