Amity Mortgages
Mortgage Brokers
Business Bay, Dubai
About
Services Offered
Key services Amity Mortgages provides for mortgage brokers clients in Dubai:
Areas of Dubai Covered
Amity Mortgages serves the following areas across Dubai:
Why Choose Amity Mortgages
- Serves residents, non-residents and commercial property investors.
- Dedicated Islamic finance line alongside conventional mortgages.
- Small, named advisory team visible on its own site rather than an anonymous call-centre model.
- Handles debt consolidation as well as purchase and refinance.
How Amity Mortgages Works
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1
Pre-approval
An advisor reviews your income and credit profile and obtains indicative pre-approval.
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2
Property valuation
The bank instructs a valuation once a property is selected.
-
3
Formal offer
The final facility offer is issued after underwriting and reviewed with the client.
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4
Disbursal
Funds are released to complete the transfer.
Business Profile
Hours and pricing may change — confirm directly with the business before engaging.
Frequently Asked Questions
Does Amity arrange non-resident mortgages?
Yes. Non-resident mortgages are offered alongside resident and commercial mortgages.
Is Islamic finance available?
Yes, through its Amity Shariah service line.
Is Amity licensed?
The company does not publish a licence number or naming regulator on its site. Ask which authority it is registered with before engaging.
What are the loan-to-value limits for a Dubai mortgage?
As general regulatory guidance rather than any one broker's offer: CBUAE mortgage regulations allow UAE nationals a higher loan-to-value ratio, meaning a smaller down payment, than expatriate residents. Non-residents face the most conservative limits, and properties valued above AED 5 million attract tighter ratios again. Your actual ratio depends on the lender, your residency status and the property. A pre-approval will confirm it.
What is the Debt Burden Ratio and why does it matter?
The Debt Burden Ratio is the share of your gross monthly income consumed by all debt repayments together, including the mortgage, personal loans and credit cards. Under CBUAE-aligned lending practice it is generally capped around 50 percent. It is assessed at pre-approval and applies regardless of which broker you use, so a broker cannot raise it for you.
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Contact Information
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Explore Area
Business Bay
Rental Yield
7–9%
Avg Price/sqft
AED 1,400–2,500
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