About
Huspy is the UAE's largest mortgage broker, founded in 2020 by Jad Antoun and Khalid Ashmawy. Backed by $96 million in funding from Sequoia Capital, Founders Fund, Fifth Wall, and Balderton Capital, the company has grown to approximately 300 employees from 40+ nationalities.
Mortgage Services
- Resident and non-resident mortgages
- Equity release and buyouts
- Commercial property finance
- Islamic home financing (via Islamic bank partners)
- AI-powered mortgage matching across 1,300+ products
Bank Partnerships
Huspy compares mortgages from 20+ UAE banks including ADCB, ADIB, Arab Bank, CBD, DIB, Emirates Islamic, Emirates NBD, FAB, HSBC, Mashreq, NBF, RAKBank, Standard Chartered, United Arab Bank, Bank of Baroda, Ajman Bank, Al Hilal Bank, Sharjah Islamic Bank, and Nomo.
Key Differentiators
Huspy's fully digital end-to-end platform uses AI to match buyers with the best mortgage products in minutes. With offices in Dubai, Abu Dhabi, Madrid, and Valencia, they have helped 8,000+ UAE home buyers secure financing. As the most well-funded proptech in the region, they combine technology with human advisory.
Sources
Mortgage Brokerage Services in Dubai
Huspy is a Dubai-headquartered proptech and mortgage platform founded in 2020 by Jad Antoun and Khalid Ashmawy. Its UAE mortgage unit processes over 25% of all residential home financing in Dubai, making it the country's largest mortgage broker by volume. The platform combines a digital application flow with a broker portal and a panel of 20+ partner banks, enabling Dubai-based and overseas buyers to compare rates, get pre-approved, and progress from application to disbursal online.
Mortgage Services Available
- Rate comparison: Side-by-side rates and eligibility checks across 20+ UAE banks via Huspy's digital platform.
- Pre-approval: Indicative mortgage quotes generated in roughly 30 seconds, followed by full pre-approval handled by Huspy's mortgage specialists.
- Fast-track mortgages: "Fast Pass" program advertising mortgage closure in approximately two weeks with select partner banks.
- Refinancing & equity release: Buyout and rate-renegotiation support for existing UAE mortgage holders.
- Commercial mortgages: Separate product line for income-generating and commercial properties.
- Broker hub portal: Hub.huspy.com — a dedicated mortgage broker portal used by Huspy's network of advisors.
Lender Network
Huspy's website lists more than 20 partner banks and lenders, including HSBC, Emirates NBD, ADCB, ADIB, FAB, Mashreq, Standard Chartered, RAK Bank, Commercial Bank of Dubai, Dubai Islamic Bank, Emirates Islamic, Ajman Bank, Al Hilal Bank, Sharjah Islamic Bank, Arab Bank, National Bank of Fujairah, United Arab Bank, Bank of Baroda, and Nomo.
Best For
First-time buyers and expats who want a fully digital, paper-light mortgage experience; non-resident investors comparing offers across multiple UAE lenders without visiting branches; and existing homeowners exploring refinancing or buyout options across a wide bank panel.
UAE Regulatory Status
Huspy operates as a mortgage broker in the UAE. Specific Central Bank of the UAE registration details are not publicly disclosed on Huspy's website; prospective clients are advised to confirm current licensing directly with Huspy or via the CBUAE register before engaging.
Source: Huspy official site. Mortgage products subject to lender underwriting and approval.
Services Offered
Key services Huspy provides for mortgage brokers clients in Dubai:
Why Choose Huspy
- Digital-first mortgage platform — manage pre-approval to disbursal online with a dedicated mortgage consultant.
- Compares 20+ UAE and international banks to match buyers with personalised loan options.
- Largest mortgage unit in the UAE, processing over 25% of residential home financing in Dubai (company figures).
- Trusted by 8,000+ UAE home buyers with consultants drawn from leading global and UAE banks.
- VC-backed proptech-fintech — raised a $59M Series B (2025) led by Balderton Capital, scaling across the Middle East and Europe.
How Huspy Works
-
1
Share your details online
Provide income, property, and financing details through the Huspy platform to get matched with suitable lenders.
-
2
Get pre-approved
A mortgage consultant compares offers across 20+ banks and arranges pre-approval, valid for around 60 days under current Central Bank rules.
-
3
Choose your loan and submit
Select the most suitable bank and rate, then submit the full application with consultant support on documentation and valuation.
-
4
Approval to disbursal
Huspy manages the file through to final offer letter and loan disbursal, coordinating with the bank and the property transaction.
Business Profile
Hours and pricing may change — confirm directly with the business before engaging.
Frequently Asked Questions
How much can I borrow for a home loan in Dubai?
Under current Central Bank rules, expats can typically borrow up to 80% loan-to-value (LTV) on a first property priced at AED 5 million or below (85% for UAE nationals). A second or subsequent property is usually capped around 60-65% LTV, and off-plan purchases at roughly 50%. Your exact limit depends on the bank, income, and property.
Does it cost anything to use Huspy as a mortgage broker?
Huspy provides mortgage advisory and comparison to home buyers and is generally compensated by the lending banks. Buyers should always confirm any applicable fees directly with the consultant before proceeding.
How many banks does Huspy work with?
Huspy works with 20+ UAE and international banks, comparing offers across them to find personalised mortgage options rather than promoting a single lender.
Can non-residents or expats get a mortgage through Huspy?
Huspy primarily serves UAE home buyers, including expat residents. Eligibility, LTV, and rates vary by bank and applicant profile, which the consultant assesses during pre-approval.
How long does the mortgage process take?
Timelines vary by bank and file complexity. Huspy highlights an expedited "fast pass" with select banks that can complete a mortgage in approximately two weeks once documents are in order.
What fees apply to a Dubai mortgage besides the deposit?
Typical costs include DLD mortgage registration of 0.25% of the loan amount plus AED 290, a property valuation fee (around AED 2,500-3,500), and a bank arrangement fee (often around 1% of the loan). Lenders also generally require life and property insurance. These are general market figures, not Huspy pricing.
What is the Debt Burden Ratio (DBR)?
Under Central Bank rules, total monthly debt repayments (including the new mortgage) are generally capped at 50% of your monthly income. This affects the maximum loan you can be approved for.
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Disclaimer: This listing is compiled from publicly available information for informational purposes only. Real Estate Club Dubai does not endorse, recommend, or guarantee the services of any listed business. We encourage you to conduct your own due diligence before engaging any service provider.
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Explore Area
Business Bay
Rental Yield
7–9%
Avg Price/sqft
AED 1,400–2,500
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