Mortigo
Mortgage Brokers
Business Bay, Dubai
About
Services Offered
Key services Mortigo provides for mortgage brokers clients in Dubai:
Areas of Dubai Covered
Mortigo serves the following areas across Dubai:
Why Choose Mortigo
- Publishes its own DED trade licence number and DLD Trakheesi registration on-site, which is unusual transparency in this category.
- AI-assisted comparison across a stated panel of more than fifteen conventional and Islamic lenders.
- Bilingual English and Arabic digital application flow.
- Covers first-time buyers, self-employed applicants and Islamic finance seekers.
How Mortigo Works
-
1
Pre-approval
Submit income and identity documents; Mortigo compares its partner banks and secures an indicative pre-approval.
-
2
Property valuation
Once a property is identified, the chosen bank instructs an accredited valuer to confirm its value against the purchase price.
-
3
Formal offer
The bank issues a final facility offer letter once valuation and underwriting are complete.
-
4
Disbursal
On signing, the bank disburses funds to complete the Dubai Land Department transfer.
Business Profile
Hours and pricing may change — confirm directly with the business before engaging.
Licenses & Certifications
Licenses and certifications are subject to renewal. Verify current status with the issuing authority before engagement.
Frequently Asked Questions
Is Mortigo licensed?
Mortigo publishes a Department of Economic Development trade licence number and a Dubai Land Department Trakheesi brokerage registration on its own site. Its RERA individual registration is stated as pending.
What are the loan-to-value limits for a Dubai mortgage?
As general regulatory guidance rather than any one broker's offer: CBUAE mortgage regulations allow UAE nationals a higher loan-to-value ratio, meaning a smaller down payment, than expatriate residents. Non-residents face the most conservative limits, and properties valued above AED 5 million attract tighter ratios again. Your actual ratio depends on the lender, your residency status and the property. A pre-approval will confirm it.
What is the Debt Burden Ratio and why does it matter?
The Debt Burden Ratio is the share of your gross monthly income consumed by all debt repayments together, including the mortgage, personal loans and credit cards. Under CBUAE-aligned lending practice it is generally capped around 50 percent. It is assessed at pre-approval and applies regardless of which broker you use, so a broker cannot raise it for you.
Who pays the mortgage broker?
In the standard UAE model the lender pays the broker a commission on completion, not the borrower. That is worth understanding, because it means the broker has an incentive to place your case with a bank that pays well. Ask which lenders are on the panel, and whether any charge the client a separate arrangement fee.
Is This Your Business?
Claim this listing to manage your info and get featured with priority placement.
Disclaimer: This listing is compiled from publicly available information for informational purposes only. Real Estate Club Dubai does not endorse, recommend, or guarantee the services of any listed business. We encourage you to conduct your own due diligence before engaging any service provider.
If you represent this business and would like to update or remove this listing, please contact us.
Want an introduction to Mortigo?
We'll connect you directly — and suggest 1-2 vetted alternatives so you can compare. Free, no commitment.
Contact Information
Connect with Mortigo
Request a quote or introduction — we'll facilitate the connection and suggest vetted alternatives.
Thank You!
We'll get back to you within 24 hours.
Explore Area
Business Bay
Rental Yield
7–9%
Avg Price/sqft
AED 1,400–2,500
Free Tools
Handover Radar
Buying or settling at a Dubai handover? Per-building guides on your final payment, mortgage & costs.
Browse buildingsRelated Guides
Dubai Just Removed the AED 750,000 Property Visa Minimum (April 2026): What Actually Changed
Snagging Inspection Dubai: Complete Checklist Before Accepting Your Property (2026)
Dubai Property Listing Platforms Compared 2026: Property Finder, Bayut, DXBinteract
Pillar Guides
Considering Mortigo?
Compare options or get connected with a vetted provider.