Mortigo
Mortgage Brokers
Business Bay, Dubai
About
Services Offered
Key services Mortigo provides for mortgage brokers clients in Dubai:
Areas of Dubai Covered
Mortigo serves the following areas across Dubai:
Why Choose Mortigo
- Publishes its DED trade licence, DLD Trakheesi registration and Dubai Unified License, which is unusual transparency in this category.
- Access to 19+ UAE banks and lenders across conventional and Islamic mortgages through its banking and channel-partner network.
- Technology-assisted lender matching backed by human advisory and end-to-end case management.
- Dedicated in-house functions for documentation, case preparation and bank submissions.
- Covers investors, self-employed applicants, equity release and handover finance alongside standard home purchases.
How Mortigo Works
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1
Pre-approval
Submit income and identity documents; Mortigo compares its partner banks and secures an indicative pre-approval.
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2
Property valuation
Once a property is identified, the chosen bank instructs an accredited valuer to confirm its value against the purchase price.
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3
Formal offer
The bank issues a final facility offer letter once valuation and underwriting are complete.
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4
Disbursal
On signing, the bank disburses funds to complete the Dubai Land Department transfer.
Business Profile
Hours and pricing may change — confirm directly with the business before engaging.
Licenses & Certifications
Licenses and certifications are subject to renewal. Verify current status with the issuing authority before engagement.
Frequently Asked Questions
Is Mortigo licensed?
Mortigo Mortgage Broker L.L.C holds DED trade licence 1548708, DLD Trakheesi registration 54535 and Dubai Unified License EQ3801. The company has also offered supporting documentation for these registrations.
What are the loan-to-value limits for a Dubai mortgage?
As general regulatory guidance rather than any one broker's offer: CBUAE mortgage regulations allow UAE nationals a higher loan-to-value ratio, meaning a smaller down payment, than expatriate residents. Non-residents face the most conservative limits, and properties valued above AED 5 million attract tighter ratios again. Your actual ratio depends on the lender, your residency status and the property. A pre-approval will confirm it.
What is the Debt Burden Ratio and why does it matter?
The Debt Burden Ratio is the share of your gross monthly income consumed by all debt repayments together, including the mortgage, personal loans and credit cards. Under CBUAE-aligned lending practice it is generally capped around 50 percent. It is assessed at pre-approval and applies regardless of which broker you use, so a broker cannot raise it for you.
Who pays the mortgage broker?
In the standard UAE model the lender pays the broker a commission on completion, not the borrower. That is worth understanding, because it means the broker has an incentive to place your case with a bank that pays well. Ask which lenders are on the panel, and whether any charge the client a separate arrangement fee.
Disclaimer: This listing is compiled from publicly available information for informational purposes only. Real Estate Club Dubai does not endorse, recommend, or guarantee the services of any listed business. We encourage you to conduct your own due diligence before engaging any service provider.
If you represent this business and would like to update or remove this listing, please contact us.
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Explore Area
Business Bay
Rental Yield
7–9%
Avg Price/sqft
AED 1,400–2,500
Free Tools
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