Premier Finance
Mortgage Brokers
Dubai
About
Services Offered
Key services Premier Finance provides for mortgage brokers clients in Dubai:
Areas of Dubai Covered
Premier Finance serves the following areas across Dubai:
Why Choose Premier Finance
- Operates as the dedicated mortgage arm of Provident Real Estate, an established Dubai agency.
- Access to a stated panel of more than twenty UAE and international lenders.
- Serves both resident and non-resident or international buyers.
- Named team of mortgage advisors rather than an anonymous call centre.
How Premier Finance Works
-
1
Pre-approval
An advisor reviews the client profile and sources indicative pre-approval across the bank panel.
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2
Property valuation
The bank instructs a valuation once a purchase is agreed.
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3
Formal offer
The final facility offer is issued after underwriting and reviewed with the client.
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4
Disbursal
Funds are released to complete the Dubai Land Department transfer.
Business Profile
Hours and pricing may change — confirm directly with the business before engaging.
Frequently Asked Questions
Is Premier Finance linked to a real estate agency?
Yes. It operates as the mortgage brokerage arm of Provident Real Estate, confirmed on Provident's own site.
Does that connection matter?
It is worth knowing. A brokerage-owned mortgage arm is convenient when you are buying through that agency, but if you want a broker with no stake in which property you buy, an independent one removes that overlap.
Does Premier Finance handle non-resident mortgages?
Yes. International and non-resident mortgages are core services.
What are the loan-to-value limits for a Dubai mortgage?
As general regulatory guidance rather than any one broker's offer: CBUAE mortgage regulations allow UAE nationals a higher loan-to-value ratio, meaning a smaller down payment, than expatriate residents. Non-residents face the most conservative limits, and properties valued above AED 5 million attract tighter ratios again. Your actual ratio depends on the lender, your residency status and the property. A pre-approval will confirm it.
What is the Debt Burden Ratio and why does it matter?
The Debt Burden Ratio is the share of your gross monthly income consumed by all debt repayments together, including the mortgage, personal loans and credit cards. Under CBUAE-aligned lending practice it is generally capped around 50 percent. It is assessed at pre-approval and applies regardless of which broker you use, so a broker cannot raise it for you.
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