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ADNIC (Abu Dhabi National Insurance Company)

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Insurance Brokers

Deira, Dubai

2026 Industry Report
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18 candidates · Methodology vv2026.3 · No paid placements

About

Abu Dhabi National Insurance Company (ADNIC) is one of the largest and most well-capitalised insurance companies in the UAE. Established in 1972, ADNIC is listed on the Abu Dhabi Securities Exchange (ADX) and regulated by the UAE Central Bank. With an "A" rating from S&P and AM Best, ADNIC is among the highest-rated insurers in the Middle East. The company manages over AED 5 billion in gross written premiums and serves hundreds of thousands of policyholders.

Insurance Products

ADNIC provides a full suite of insurance products including property, health, motor, marine, engineering, and life insurance. Their property insurance range covers homeowners' comprehensive, fire and allied perils, commercial property all risks, and construction all risks. Health insurance plans range from basic DHA-compliant cover to comprehensive international medical insurance. For real estate firms, ADNIC offers group medical, professional indemnity, and directors & officers liability cover.

Key Differentiators

ADNIC's financial strength is among the best in the UAE insurance sector, providing exceptional claims-paying security. They have a well-established Dubai branch and a growing digital platform for online policy management. ADNIC's reinsurance panel includes global leaders like Munich Re and Swiss Re, ensuring capacity for large property risks. Their claims team processes over 500,000 claims annually with a strong reputation for fair settlement.

Coverage Areas

ADNIC operates across all seven emirates with major offices in Abu Dhabi, Dubai, Al Ain, and Sharjah. Their Dubai branch serves property owners across all communities. Health insurance network includes 2,000+ facilities across the UAE.

Services Offered

Key services ADNIC (Abu Dhabi National Insurance Company) provides for insurance brokers clients in Dubai:

Home Insurance
Property Insurance (corporate / building all-risk)
Motor Insurance
Medical & Health Insurance (individual and group)
Life Insurance
Travel Insurance
Personal Accident Insurance
Marine Cargo & Hull Insurance
Engineering & Construction Insurance
Corporate Liability Insurance
Energy & Aviation Insurance
Trade Credit & Financial Lines Insurance

Why Choose ADNIC (Abu Dhabi National Insurance Company)

  • One of the UAE's oldest insurers, established in 1972 and listed on the Abu Dhabi Securities Exchange (ADX).
  • A direct carrier that underwrites and issues its own policies across personal and corporate lines.
  • Offers property-relevant cover including Home Insurance and corporate Property all-risk insurance.
  • Financial strength independently rated by both AM Best and S&P Global Ratings.
  • Wide branch, sales and customer-service network across Abu Dhabi, Dubai, Sharjah and the wider UAE.
  • Service available in English and Arabic with toll-free and WhatsApp support.

How ADNIC (Abu Dhabi National Insurance Company) Works

  1. 1

    Request a quote

    Contact ADNIC online, by phone (toll-free 800 8040) or WhatsApp for a quote on the cover you need.

  2. 2

    Provide property / risk details

    Share details of the home, building or asset to be insured so cover and premium can be assessed.

  3. 3

    Receive policy terms

    ADNIC underwrites the risk and issues the policy terms and premium for your review.

  4. 4

    Activate cover

    Pay the premium to bind the policy and receive your documentation.

  5. 5

    Claims support

    Lodge claims through ADNIC's service channels, supported by its repair, garage and hospital networks.

Business Profile

Established 1972 (54+ yrs)
Company Size Large (51-200)
Languages English, Arabic
Hours Standard hours (Sun-Thu)

Hours and pricing may change — confirm directly with the business before engaging.

Licenses & Certifications

Licensed by Central Bank of the UAE (CBUAE)
Licensed UAE insurer (carrier)
Central Bank of the UAE (CBUAE)
Verify
Financial-strength rated by AM Best and S&P Global Ratings
AM Best / S&P Global Ratings

Licenses and certifications are subject to renewal. Verify current status with the issuing authority before engagement.

Frequently Asked Questions

Does ADNIC offer home insurance in Dubai?

Yes. ADNIC offers Home Insurance for individuals as part of its personal lines, alongside corporate Property all-risk insurance for buildings and commercial assets.

Is ADNIC a broker or an insurer?

ADNIC is an insurer (carrier) — it underwrites and issues its own policies rather than placing cover through other insurers.

Who regulates ADNIC?

ADNIC is licensed and regulated by the Central Bank of the UAE (CBUAE), which oversees UAE insurers.

When was ADNIC founded?

ADNIC was established in 1972 and is one of the longest-established insurers in the UAE. It is listed on the Abu Dhabi Securities Exchange (ADX).

What other insurance does ADNIC provide?

Beyond home and property cover, ADNIC writes motor, medical/health, life, travel and personal accident lines for individuals, plus corporate lines such as marine, engineering, energy, aviation, liability and trade credit.

Is ADNIC financially rated?

Yes. ADNIC's financial strength has been rated by both AM Best and S&P Global Ratings.

What languages does ADNIC serve in?

ADNIC provides service in English and Arabic.

Location

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ADNIC Dubai Branch, Al Maktoum Road, Deira, P.O. Box 5765, Dubai, UAE

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Contact Information

+971 4 295 3131 [email protected] Visit Website
ADNIC Dubai Branch, Al Maktoum Road, Deira, P.O. Box 5765

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