Al Wathba National Insurance Company
Info CheckedInsurance Brokers
Sheikh Zayed Road, Dubai
About
Al Wathba National Insurance Company (AWNIC) is a well-established UAE insurer, founded in 1983 and headquartered in Abu Dhabi. Listed on the Abu Dhabi Securities Exchange, AWNIC is regulated by the UAE Central Bank and has built a solid reputation over four decades. The company is majority-owned by Royal Group, one of the largest conglomerates in the UAE, providing strong financial backing and stability.
Insurance Products
AWNIC offers a comprehensive range of general insurance including property, health, motor, marine, and engineering lines. Their property insurance covers fire and special perils, householders' comprehensive, commercial property all risks, and machinery breakdown. Health insurance plans are available for individuals, families, and corporate groups with DHA and HAAD compliance. Their motor insurance includes comprehensive and third-party liability options.
Key Differentiators
AWNIC's backing by Royal Group provides financial depth that smaller insurers cannot match. They offer competitive pricing, particularly in property and motor insurance, and have a growing digital footprint for online quotations and renewals. Their claims process is noted for accessibility, with multiple channels including phone, email, and walk-in service centres. The company has also invested in mobile app technology for policy management.
Coverage Areas
AWNIC operates in all UAE emirates with offices in Abu Dhabi, Dubai, and Al Ain. Their Dubai branch on Sheikh Zayed Road serves property owners across the emirate. The health insurance network includes 500+ facilities across the UAE.
Services Offered
Key services Al Wathba National Insurance Company provides for insurance brokers clients in Dubai:
Why Choose Al Wathba National Insurance Company
- Established UAE insurer since 1996 — a public joint-stock company underwriting its own policies, not a broker.
- Regulated by the Central Bank of the UAE (CBUAE), the national insurance authority.
- Listed on the Abu Dhabi Securities Exchange (ticker AWNIC) with published financials.
- Property-relevant cover including home, building and contents, fire and all-risk insurance.
- Broad portfolio spanning motor, marine, engineering, travel and corporate lines.
- Recognised for digital transformation by the UAE Central Bank (2018 and 2019).
How Al Wathba National Insurance Company Works
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1
Request a quote
Contact AWNIC online or by phone with details of the property, vehicle or risk to be insured.
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2
Receive policy terms
The insurer assesses the risk and issues cover options, premiums and policy wording.
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3
Purchase and issue
Accept the terms and pay the premium; AWNIC underwrites and issues the policy directly.
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4
Claims and renewal
Submit claims through the insurer and renew cover at the end of the policy term.
Business Profile
Hours and pricing may change — confirm directly with the business before engaging.
Licenses & Certifications
Licenses and certifications are subject to renewal. Verify current status with the issuing authority before engagement.
Frequently Asked Questions
Does Al Wathba National Insurance offer home insurance in Dubai?
Yes. AWNIC underwrites home insurance covering buildings and contents, alongside fire, all-risk and property cover for individuals and businesses.
Is Al Wathba National Insurance a broker or an insurer?
It is an insurer (carrier). AWNIC underwrites and issues its own policies rather than placing cover through other companies.
Is AWNIC regulated in the UAE?
Yes. As a UAE insurance company it is regulated by the Central Bank of the UAE (CBUAE), which oversees the national insurance sector.
When was Al Wathba National Insurance established?
The company was established in 1996 and is a public joint-stock company headquartered in Abu Dhabi.
Is Al Wathba National Insurance publicly listed?
Yes. It is listed on the Abu Dhabi Securities Exchange under the ticker AWNIC.
What other insurance does AWNIC provide besides home cover?
Its lines include motor, marine (cargo, hull, yacht), engineering, travel, cyber, fire and general accident, and corporate energy and aviation cover.
Location
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