DH

Daman Health Insurance (NHI)

Info Checked

Insurance Brokers

Downtown Dubai

2026 Industry Report
This category was independently evaluated — see the top 10
18 candidates · Methodology vv2026.3 · No paid placements

About

Daman — the National Health Insurance Company — is the leading health insurer in the UAE and one of the largest in the Middle East. Established in 2005 as a public joint stock company, Daman is majority-owned by Abu Dhabi Investment Authority (ADIA) and Munich Re. Daman provides mandatory health insurance under the Abu Dhabi Basic Plan and serves over 3 million members across the UAE, making it the single largest health insurer in the country by policyholder count.

Insurance Products

Daman specialises in health insurance but also offers property-linked group medical products. Their individual plans range from the Essential Benefits Plan (EBP) to comprehensive international cover. For property owners employing domestic staff, Daman provides DHA-compliant domestic worker health plans. Corporate group medical plans cover employees in real estate firms, construction companies, and property management operations across the UAE.

Key Differentiators

Daman operates one of the widest provider networks in the UAE with over 2,500 network hospitals, clinics, and pharmacies. They have an in-house TPA (third-party administrator) capability, which means faster claims processing and direct settlement. Their MyDaman app allows digital claims, teleconsultation, and real-time policy management.

Coverage Areas

Daman covers all seven emirates with a particularly strong presence in Abu Dhabi and Dubai. They are fully DHA-approved and HAAD-registered, serving both SEHA government hospitals and private healthcare facilities across the UAE.

Services Offered

Key services Daman Health Insurance (NHI) provides for insurance brokers clients in Dubai:

Individuals & families health insurance
Abu Dhabi Basic health plan (mandatory cover)
Abu Dhabi Enhanced health plans
Thiqa programme (UAE nationals in Abu Dhabi)
Thiqa Top Up plans
Golden Visa holders health insurance
Retirees health insurance (Madeed)
Flexi health insurance plan
SME & large-group corporate health plans (Value Choice, Uselect)
Travel insurance (Alami outbound, Ziyarah inbound, Musafer)

Why Choose Daman Health Insurance (NHI)

  • National health insurer — the largest health insurance provider in Abu Dhabi, underwriting and issuing its own medical policies.
  • ~3 million members served across the UAE.
  • Network of around 3,000 hospitals and clinics across the country.
  • Government and mandatory schemes — administers the Abu Dhabi Basic plan and the Thiqa programme for UAE nationals.
  • Plans for every segment — individuals, families, Golden Visa holders, retirees, SMEs and large corporates.

How Daman Health Insurance (NHI) Works

  1. 1

    Choose your plan type

    Select an individual, family, business or travel plan based on your residency status and coverage needs.

  2. 2

    Request a quote

    Submit your details online or contact Daman to receive pricing tailored to your plan and members.

  3. 3

    Submit documents

    Provide Emirates ID, visa and any required medical or eligibility paperwork.

  4. 4

    Activate your cover

    Once issued, manage your policy, network and claims through the Daman Health app and member portal.

Business Profile

Established 2006 (20+ yrs)
Company Size Enterprise (200+)
Languages English, Arabic
Hours Standard hours (Sun-Thu)

Hours and pricing may change — confirm directly with the business before engaging.

Licenses & Certifications

Licensed by Central Bank of the UAE (CBUAE)
Licensed UAE insurance company
Central Bank of the UAE (CBUAE)

Licenses and certifications are subject to renewal. Verify current status with the issuing authority before engagement.

Frequently Asked Questions

Does Daman offer home or property insurance in Dubai?

No. Daman is a national health insurer and specialises in health/medical and travel cover — it does not write home, contents or property insurance. For property cover, see other providers in this directory.

Is Daman a health insurance broker or an insurer?

Daman is an insurer (carrier) — it underwrites and issues its own health insurance policies rather than placing cover through other companies.

What is the Abu Dhabi Basic plan?

It is the mandatory health insurance plan covering core benefits such as hospital stays, treatments and medicines, offered by Daman in Abu Dhabi.

What is Thiqa?

Thiqa is the health programme for eligible UAE nationals in Abu Dhabi. Daman also offers Thiqa Top Up plans for members who want additional coverage.

Can Golden Visa holders get health insurance with Daman?

Yes. Daman offers a dedicated health insurance plan for Golden Visa holders, alongside plans for individuals, families and retirees.

Who regulates Daman?

As a UAE insurance company, Daman is regulated by the Central Bank of the UAE (CBUAE), which oversees the insurance sector. Always verify current licensing with the regulator before purchasing.

Location

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15th Floor, Al Khatem Tower, Abu Dhabi Global Market Square, Al Maryah Island — Dubai office: Emaar Square, Building 6, Downtown Dubai, Dubai, UAE

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Contact Information

+971 4 331 8282 [email protected] Visit Website
15th Floor, Al Khatem Tower, Abu Dhabi Global Market Square, Al Maryah Island — Dubai office: Emaar Square, Building 6, Downtown Dubai

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