Emirates Insurance Company
Info CheckedInsurance Brokers
Deira, Dubai
About
Emirates Insurance Company (EIC) is a well-respected composite insurer in the UAE, established in 1982 and headquartered in Abu Dhabi. Listed on the Abu Dhabi Securities Exchange (ADX), EIC is regulated by the UAE Central Bank and rated "A-" by AM Best. The company is backed by a consortium of prominent UAE shareholders and has grown into one of the leading national insurers over the past four decades.
Insurance Products
EIC provides a full range of insurance products: property, health, life, motor, marine, aviation, and engineering. Their property insurance division offers householders' comprehensive cover, fire and allied perils, commercial property all risks, and construction/erection all risks. Their health insurance plans are compliant with both DHA (Dubai) and HAAD (Abu Dhabi) regulations, serving individuals, families, and corporates. Life and savings plans round out their composite offering.
Key Differentiators
EIC's AM Best "A-" rating provides confidence in their claims-paying ability. They are one of the few UAE insurers offering both general and life insurance under one roof — simplifying multi-line coverage for property owners and businesses. Their in-house engineering team conducts property risk surveys for commercial clients. EIC also has strong bancassurance partnerships, making their products available through major UAE banks.
Coverage Areas
EIC operates in all seven emirates with branches in Abu Dhabi, Dubai, Al Ain, Sharjah, and Ras Al Khaimah. Their Dubai office serves property owners across the emirate. Medical insurance network covers 1,500+ healthcare facilities across the UAE.
Services Offered
Key services Emirates Insurance Company provides for insurance brokers clients in Dubai:
Why Choose Emirates Insurance Company
- Established UAE insurer since 1982 — incorporated under Law No. 6 of 1982 and underwriting its own policies, not a broker.
- Regulated by the Central Bank of the UAE (CBUAE), the national insurance authority.
- Listed on the Abu Dhabi Securities Exchange (ticker EIC) with published financials.
- Property-relevant cover including householders comprehensive, property all-risk and fire & allied perils insurance.
- Broad portfolio spanning motor, marine, engineering, medical, energy and speciality lines.
- Financial-strength ratings assigned by AM Best and S&P Global.
How Emirates Insurance Company Works
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1
Request a quote
Contact Emirates Insurance online or by phone with details of the property, vehicle or risk to be insured.
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2
Receive policy terms
The insurer assesses the risk and issues cover options, premiums and policy wording.
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3
Purchase and issue
Accept the terms and pay the premium; Emirates Insurance underwrites and issues the policy directly.
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4
Claims and renewal
Submit claims through the insurer and renew cover at the end of the policy term.
Business Profile
Hours and pricing may change — confirm directly with the business before engaging.
Licenses & Certifications
Licenses and certifications are subject to renewal. Verify current status with the issuing authority before engagement.
Frequently Asked Questions
Does Emirates Insurance Company offer home insurance in Dubai?
Yes. It underwrites householders comprehensive cover for home contents, alongside property all-risk and fire & allied perils insurance for buildings and businesses.
Is Emirates Insurance Company a broker or an insurer?
It is an insurer (carrier). Emirates Insurance underwrites and issues its own policies rather than placing cover through other companies.
Is Emirates Insurance Company regulated in the UAE?
Yes. As a UAE insurance company it is regulated by the Central Bank of the UAE (CBUAE), which oversees the national insurance sector.
When was Emirates Insurance Company established?
It was established in 1982 under Law No. 6 of 1982 and is headquartered in Abu Dhabi, with a satellite branch network across the UAE including Dubai.
Is Emirates Insurance Company publicly listed?
Yes. It is listed on the Abu Dhabi Securities Exchange under the ticker EIC.
What other insurance does Emirates Insurance provide besides property cover?
Its lines include motor, marine, engineering and construction, medical and group benefits, liability, oil and gas, pleasure craft and speciality package products.
In which languages does Emirates Insurance operate?
The company serves customers in English and Arabic.
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