National General Insurance (NGI)
Info CheckedInsurance Brokers
Deira, Dubai
About
National General Insurance (NGI) is a prominent UAE insurer founded in 1980 and listed on the Dubai Financial Market. Regulated by the UAE Central Bank, NGI has earned a strong reputation for reliable insurance coverage over four decades. The company is part of the Saif Al Ghurair Group, one of the most influential business conglomerates in the UAE, providing significant financial backing and market credibility.
Insurance Products
NGI offers a broad spectrum of insurance products: property, health, motor, engineering, marine, and liability. Their property insurance includes fire and special perils, householders' all risks, commercial property cover, and loss of rent protection for landlords. Health insurance plans are DHA-compliant, covering individuals, families, and corporate groups. For real estate businesses, NGI provides professional indemnity, public liability, and workmen's compensation insurance.
Key Differentiators
NGI's backing by Saif Al Ghurair Group ensures robust capitalisation and strong reinsurance arrangements. They offer multi-year property insurance policies with discount structures for portfolio landlords. Their claims handling team operates from the Dubai head office with a reputation for fair and prompt settlement. NGI also provides risk survey services for commercial properties, helping owners identify and mitigate potential hazards.
Coverage Areas
NGI serves all UAE emirates with a head office in Deira, Dubai. Their property insurance covers residential and commercial assets across all Dubai communities. Medical insurance network includes 800+ healthcare facilities.
Services Offered
Key services National General Insurance (NGI) provides for insurance brokers clients in Dubai:
Why Choose National General Insurance (NGI)
- Established 1980 — over four decades underwriting insurance in the UAE.
- Direct insurer (carrier) — NGI underwrites and issues its own life and general policies rather than only placing cover.
- Property & home cover in-house — fire & special perils, householders all-risks and landlord loss-of-rent protection.
- Publicly listed and rated — listed on the Dubai Financial Market and rated by AM Best.
- Part of the Saif Al Ghurair Group with established Dubai institutional shareholders.
- Backed by leading global reinsurers for large and complex property and commercial risks.
How National General Insurance (NGI) Works
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1
Request a quote
Contact NGI online or by phone with the property or risk details and the cover you need.
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2
Receive underwriting terms
NGI assesses the risk and issues a quotation for the relevant policy line.
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3
Policy issuance
On acceptance and payment, NGI issues the policy directly as the underwriting insurer.
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4
Claims handling
Claims are notified to and settled by NGI as the carrier under the policy terms.
Business Profile
Hours and pricing may change — confirm directly with the business before engaging.
Licenses & Certifications
Licenses and certifications are subject to renewal. Verify current status with the issuing authority before engagement.
Frequently Asked Questions
Does NGI offer home insurance in Dubai?
Yes. NGI underwrites property insurance that includes fire and special perils and householders all-risks cover for residential property, as well as commercial property and loss-of-rent (landlord) protection.
Is NGI a broker or an insurer?
NGI is an insurer (carrier). It underwrites and issues its own life and general insurance policies, rather than acting as an intermediary placing cover with other insurers.
Who regulates NGI?
NGI is regulated as a UAE insurance company by the Central Bank of the UAE (CBUAE), which oversees the UAE insurance sector.
When was NGI established?
National General Insurance was established in 1980 and was later listed on the Dubai Financial Market.
What other insurance does NGI provide?
Beyond property and home cover, NGI underwrites motor, medical/health, life, travel, marine, engineering, liability and personal accident insurance for individuals and corporates.
Is NGI financially backed?
NGI is publicly listed on the Dubai Financial Market, is part of the Saif Al Ghurair Group, holds an AM Best financial-strength rating, and reinsures risks with leading global reinsurers. Always verify current ratings with the rating agency.
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